What are interest rates today?

Tis the Season to Ski!

Here it is from Peter Boogaard at Zions Bank for 1/24/24.  Perhaps this isn’t as bad as you thought it would be.

CRA 30 Yr Fixed (Community Reinvestment Act, no mortgage insurance! 3% down)

6.00% with 1% discount fee

6.375% no discount fee

AFFORDABLE 30 Year Fixed Conventional 3% down-payment (First-time home buyers)

5.75% with 1% discount fee

6.00% with no discount fee

Conventional 30 Year Fixed

6.50% with 1% discount fee

7.00% with no discount fee

Conventional 15 Year Fixed

5.75% with 1% discount fee

6.25% with no discount fee

Government Loans – FHA, USDA, VA

5.875% with 1% discount fee

6.25% no discount fee

Portfolio 10/1 ARM (Zions Private Label)

6.50% with 1% origination fee

6.875% no origination fee

Jumbo 30 Fixed (loan amounts above $766,550)

6.625% with 1% discount fee

6.875% with no discount fee